Onboarding
Simplify distribution channel growth
NIPR integration
Producer self-service
API ingestion
The Operating System for Insurance Distribution
Chestnut runs producer operations for enterprise carriers. Onboarding, hierarchies, and compensation live on one system of record, with AI‑powered workflows built in.
Chris Hernandez
ActivePlatinum ProducerCompliancePoliciesInsightsActivityNotes
Producer Performance Index
Revenue
86
▼ 14.2% vs Maximum
Business Quality
96
▼ 4.1% vs Maximum
Persistency
79.00%
Profitability
91
▼ 9.4% vs Maximum
Placement
84.00%
Total Production Credits
104,698
104.7% of target (100k annualized)
Recruiting Credits
+30
+6
36
Production Credits By Month
Apr 24 – Mar 25
Premium By Product Group
Final Expense · 76%Life · 24%
Direct Written Premium Growth
$14,584▲ 8.3%Mar vs Feb, 2025
Apr 2024Oct 2024Feb 2025
Policy Count By MonthFinal ExpenseLife
2024-04 – 2025-03
Onboarding checksLive
Auto-verify NIPR
AI background summary
1 check running on 12 producers
Backed by the best investors and founders
Bridge today's operational needs to tomorrow’s agentic AI transformation with a platform designed for every stage of your distribution journey
Fortune
100Life carrier
100Life carrier
"Today, these processes are complex requiring many systems and several manual touchpoints... Chestnut provides significant value as it directly improves the producer experience and creates clarity."
$30bn
AUMCarrier
AUMCarrier
"This partnership is transformational for [us] ... it allows [us] to innovate faster and more effectively and gives us a unique opportunity to reimagine distribution management."
Purpose-built
Incentive compensation in insurance is fundamentally different. It requires a dedicated operating system.
Carrier Inputs
Policy Data
Producer Data
Business Rules
Premium Transactions
Chestnut Intelligent Processing
ComplianceCommissionsAdvancesBonusesDebtRetroactivityHierarchies
Business Value
Insights
Producer Engagement
Automation
Premium Growth & Profitability
See it work
Real workflows, running live
Bulk operation at scale
Reassign thousands of producers at once
A bulk reassignment runs across the book in real time. Statuses resolve row by row, and the records that need judgment escalate to a named human instead of failing silently.
Producers14,290 records
12,400 selectedReassign to Pacific Crest Financial · effective Aug 1, 2026
Amber O’Brien51244Meridian West AgencyQueued
Jaxson Lipshutz1004Meridian West AgencyQueued
Charlie Ekstrom Bothman7794Meridian West AgencyQueued
Cheyenne Baptista265Meridian West AgencyQueued
Kaiya Septimus4903Meridian West AgencyQueued
Phillip Torff4295Meridian West AgencyQueued
Waiting to apply
Agent running onboarding checks
Checks run themselves, exceptions find people
Licensing, appointment, and background checks execute one by one. The agent retries what it can resolve alone and routes the rest to compliance, with a full audit trail.
AOAmber O’BrienNPN 51244 · Ohio · Life & Annuity
OnboardingNIPR license verify Queued
Carrier appointment Queued
Background review Queued
Banking & direct deposit Queued
Agent starting checks…
Hierarchy & compensation ripple
Move a producer, watch comp recalculate
An effective-dated hierarchy change updates the downstream override schedules the moment it lands. No retro breaks, no reconciliation project.
Hierarchy · Sequoia Financial Group
Built for the Producer Lifecycle
Discover a family of features purpose-built for insurance. No more generalized offerings and feature compromises.
Hierarchy Engine
Unconstrained hierarchy configurations
Effective dated
Rules-based
Configurable
Debt Management
Track debt, automate collections
Reporting and insights
Automated notifications
Rules-driven action engine
Producer Management
A complete and flexible profile
Performance insights
Payment history
Automated compliance
Compensation Intelligence
Turn insights into action
Strategic plan design
Pay for performance
Non-monetary incentives
Insights Framework
Turn data into action
Carrier-defined KPIs
Producer ratings
Agentic workflows
Battle-tested Architecture
Chestnut delivers a durable system of record and real-time data layer powering user actions, AI assistance, and agentic workflows.
250+ insurance-native
data concepts
data concepts
API-first design and
MCP-ready backend
MCP-ready backend
Performant, secure
and scalable
and scalable
Guardrails framework
for accuracy and reliability
for accuracy and reliability
See why carriers love us
SOC
2Type II
Tested & attested
2Type II
Tested & attested
